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How to Get a Replacement Car Key It can be a hassle to lose a car key. It can also be costly dependent on the type of car you own. Calling an auto locksmith is the easiest method of replacing the key. This is typically a less expensive and faster option than calling roadside assistance or a dealership. Cost Until recently the loss of your car keys wasn't a huge problem. You could simply visit your local hardware store and get an alternative key made. Today, however it's more complicated and much more expensive. The reason is because cars are becoming more technologically advanced, which means their keys are too. And while this may make them more secure from theft however, it also makes them more expensive to replace. The cost of replacing the lost car key will differ based on the model, year and make of your vehicle. Many modern vehicles come with key fobs with a transponder to prevent theft. These chips must be paired to your vehicle. This typically requires a locksmith or a dealer. The cost varies based on your car type however it could reach $200. Certain modern vehicles also have a laser-cut keys that need to be programmed with a specific machine that is only available at dealerships and specialist auto locksmiths. The cost of a spare key with this kind of lock could be up to $100. The location of your house can also affect the price. If you are located in a remote area, you will probably have to pay an additional fee for service because the locksmith or tow truck must travel a long distance reach you. Additionally, a locksmith may charge extra for holiday, after hours, and weekend hours. You can lower the cost of replacing the car key that was lost by keeping a spare key at the house or in your wallet. Keep your car's title or registration papers on your person. They will be required to prove ownership in the event that you have to call the dealership to request a new key. You can also call your roadside assistance service. They might be able to offer you a temporary replacement, depending on their terms and conditions. Time is a factor. It can be very frustrating to lose your car keys, however it's important to not be in a panic. Make sure to look for your keys in easy places, such as your pocket or purse. Then, go back through your day and try to remember the places you may have left keys. This may help you remember where you lost them or even if they're still in your car. It might be time to replace your car keys if they aren't able to find them. Most newer cars have a remote key fob that uses the code to unlock and start the car. This kind of key has to be reprogrammed in order to work with your specific vehicle and this is usually a task for an expert. Contact an auto locksmith and bring evidence of ownership. The old-fashioned metal keys are more easily replaced than remote fobs for keys. They operate 100% mechanically and are not complex to duplicate, which is why locksmiths in your area can give you a replacement on the spot if you've lost one. They can also duplicate the ignition cylinder in your vehicle and this is an additional cost. If you'd like to keep backups of your old-school car keys You can visit an hardware store that specializes in automobiles, and get copies of them quickly and inexpensively. You should also consider replacing your car keys if they're starting to look worn down. The use of keys over time can wear down the teeth on the key, and this can cause it to be difficult to align them correctly. If the key begins to get stuck inside the lock, it's also an indication that it's time to replace it. The dealer may have to program the key if you have an older model or a high-end vehicle. This is a difficult task that can be expensive and take a long amount of time to complete. You could be covered by your car warranty or insurance depending on the make of your car. The availability Even if your driving skills are good, you may lose your keys. This can be a major issue especially at an inconvenient moment, such as when you're at the supermarket or gas station and want to get back home. There are several options to replace keys that have been lost. You can contact your insurance company, find a local locksmith, or call roadside assistance. The first thing you'll need to do is identify the kind of car key you have. This is important because the different vehicles use different types of keys. Some are old-fashioned and lock through the key cylinder and others come with chips that communicate with the car to unlock the doors and open it up. key replacements can be replaced by an auto locksmith, while you may have to visit a dealership to order one from the manufacturer if yours is smart keys. No matter if you're using a conventional key or a smart key the first step is to read the instruction manual or call the dealership for instructions on how to program it to your car. You'll need to show proof of ownership and could have to wait a few days before the dealer can make an order for a replacement. This process will also require that you take your vehicle to a locksmith, or another service provider to get it programmed. It is not the best choice for those with limited mobility or strict schedules. The process is much simpler when you have a spare. You can purchase a new car key online at a low price depending on the model of your vehicle. However, if your keys include a key fob and transponder element, you'll need to visit a qualified expert to have them replaced and programmed. Depending on the make and model, you may need to have it tow to the dealer or pay a locksmith to replace the key. Another method of getting a new car key is using a bluetooth tracker. These tiny devices attach to your keyring and emit a signal that can be read by a mobile phone that has an app installed. The app will show you the location of the key, so you can find it when you need to. Insurance Typically, car insurance does not cover keys that are lost. However, there are a few exceptions. Some of the top car insurance firms that are committed to customer satisfaction offer add-on coverage for things like lost keys. It is usually an extra cost, but it can be cheaper than paying out of pocket for key replacement costs. Whether or not car insurance covers keys lost is contingent on the specific policy and the deductible. Most traditional metal keys are easily replaced, but those with an electronic fob or smart key is more difficult. These keys are laser-cut and utilize chips that transmit a signal to the vehicle, meaning they're more difficult to replace than traditional mechanical keys. Additionally, these types of keys are expensive because you'll likely need to pay for locksmith services as well as the cost of a new key. Think about using an auto club service or roadside assistance to save money in the event of replacing a lost key. These services provide discounts for locksmiths and could even pay for the cost of a replacement. Some of these firms offer emergency lockout service that is beneficial for those who are in a hurry and have to leave the house. Another option is to call your car dealer to see whether they can assist you. Most dealerships have locksmiths on staff, and they might be able to make you new keys at reasonable prices. However, if the dealer has to purchase a new key for the model you have, it can take several days for it to arrive. Keep all receipts and paperwork whatever method you decide to use. This will enable you to make a claim with your insurance company. Although it's not a pleasant experience, losing your car keys can occur to anyone. Fortunately, there are strategies to avoid the costly consequences. While the cheapest and fastest way to replace your lost keys to your car is to contact a local locksmith, it's important to weigh the monetary benefits against the time involved and possible deductible payment before filing a claim with your insurance company.